It's been about six months since I enlisted the big overhaul to the way I manage my money. There have been some things I've been especially good at, and others I still need work on.
The good things include the fact that I have managed to pay off about 5 different consumer debt accounts. I've also fostering a good savings account finally which I'm not dipping into. And, my IRA is growing which puts me at peace. Plus, we've purchased a few big ticket items in the past few months and not a thing has been put on credit - this is something I'm especially proud of because in the past, cash just wasn't a word we knew!
On the other hand, I haven't necessarily learned any deep and meaningful lessons about responsible managing of the "extra". It's like my brain says "you've put some in savings - go ahead and blow everything else." And so, I'm definitely overspending my allocated "allowance. It helps that this summer's circumstances have brought in a bit more income than expected, but if I was as responsible as I would like to be, any extra would go into savings instead of burned into thin air.
Well I guess nobody can be absoluterly perfect and with all the good, there will some good with the bad. If another 6 months can have the affect that the first 6 months did, then I'll be on the right road.
Sunday, July 18, 2010
One Day At A Time
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3 backward glances:
Way to go!! It's hard to gain financial peace of mind, but with some work it can be done - perfect or not!
ya well, The Marshmallow's giving me some heat. I think he noticed the extra shoes and bags that have been turning up. Shoot!
We're on the same wavelength...you're just a few months ahead of me. Thanks for putting some wind in my sails, once again :)
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